Just a general reminder why I’m so poor this year.
We will be launching this soon.
Still ironing out some of the kinks but I’m testing this vigorously and I’m finding some things that I really like.
Basically we will allow investors to take advantage of borrowing at a currency with ultra low interest like CHF or JPY, to buy stocks in USD or SGD for much cheaper interest!
That’s one of the best best setups that no other broker is offering!
Now we just need a nicer UI to reflect this market leading facility.
Look at it fly!
Now I wished I’d bought more when it dipped below $1 just six months ago!!!
The hype is real!
Invested in this small cap Aussie stock about a year ago.
Basically does counter drone products and services.
Since the start of the year it’s taken off in a massive way! Currently more than 3X my very first investment!
Drone warfare is the future!
If a mega earthquake hits Japan on Saturday, July 5th (today) — here’s what to realistically expect when USDJPY opens on Monday, July 7th, based on:
🌐 Assumptions:
⏱ Monday Opening USDJPY Reaction (Asia Open – July 7):
|
Timeframe |
Expected USDJPY Movement |
Drivers |
|
Sunday night (NY time) / Monday Asia open |
Spikes up to 143.5–145 range |
Panic risk-off → dump of JPY, algo-driven USD buying, insurance selloffs |
|
Next 6–24 hours |
Pulls back to 141–140 if damage is not catastrophic |
Repatriation flows begin pricing in |
|
Next 2–3 days |
Potential drop to 137–138 |
Yen strength from insurer flows, reconstruction expectations |
|
If BOJ hints at intervention or eases |
USDJPY rebounds back toward 142+ |
BOJ verbal or actual market support |
📊 Likely Market Scenarios
|
Scenario |
Probability |
Monday Opening USDJPY |
Path |
|
⚠️ Panic Spike Only (short-lived) |
50% |
143.5–145 |
Spikes on open, reverses lower within hours |
|
💥 Structural Repricing (severe damage) |
25% |
145–147 |
Sustained USDJPY upside due to policy easing expectations |
|
🌀 Quick Recovery (market fades quake) |
15% |
141–142.5 |
No lasting move; repatriation balances out |
|
🏦 BOJ Intervenes Immediately |
10% |
140–141 |
JPY stabilizes or strengthens outright on policy action |
📉 Tactical Positioning (If You Trade This)
There’s a prophecy that in Japan there will be a mega earthquake on 5th July, 4.18pm.
There’s a lot of fandom around it and it seems that tourists have been avoiding Japan this period too.
I went to buy some USDJPY Puts and shorted USDJPY as well just in case haha.
And then the weekend basically came and went and nothing’s happened.
Well good lah, nothing tragic and we are just gambling for fun.
Will exit those positions on Monday.
Just realized my brother and mum are preserving my old Lego sets.
They’re worth a lot of money!
Some of the smaller sets have been sold with surprisingly high demand!
Here’s my famous pirate set.
Here’s a simplified table summarizing your second property investment strategy in Singapore:
🏠 Second Residential Property Investment Summary (S$700K Property)
Category | Details |
Purchase Price | S$700,000 |
Loan (45%) | S$315,000 |
Cash/CPF Needed (55%) | S$385,000 |
ABSD (20%) | S$140,000 |
BSD (~2.2%) | S$15,600 |
Total Initial Outlay | S$540,600 (cash + CPF + duties) |
💰 Rental Income & Returns
Metric | Amount (S$) |
Monthly Rent | 2,500 |
Annual Gross Rent | 30,000 |
Est. Annual Costs | ~10,000 (taxes, agent, maintenance) |
Net Rental Income | 20,000/year |
Net Rental Yield | ~3.7% on total outlay |
🧮 Break-Even & Outlook
Factor | Estimate |
Capital gain needed to offset ABSD | S$140,000 → ~20% price gain |
Break-even price (to recover ABSD) | S$840,000 |
Time to reach (at 3% growth/year) | ~7–10 years |
✅ Pros vs ❌ Cons
Pros | Cons |
Stable passive income (S$20K/year) | Huge ABSD upfront (S$140K lost to tax) |
Long-term asset appreciation | Limited LTV (low leverage = lower ROI) |
Singapore property stability | Better returns may exist in REITs or commercial property |
