Hi guys, please scroll down and help vote for my son’s *Team JPH020* submission for MOE’s Singapore Science & Engineering Fair. The team is very passionate about protecting marine wildlife using sustainable material (SCOBY from Kombucha) for fishing nets. It is really quite brilliant!
Video on project is a MUST WATCH!
Vote for *Team JPH020* here! Need to scroll down to find the correct team!
Great business idea!
So last month I blogged about something massive brewing.
Basically we have completed full repayment of our mortgage last week.
It’s such a huge milestone for some reason, and each day nearing the deduction date by the bank felt like something or anything could go wrong.
I’m so glad we made the decision to do it and upon its completion, it really felt really good!
So yay to me and wifey.
Now we’re just waiting for the title deed to be confirmed returned to us in the digital registrar administered by SLA.
Did you know that based on the average private property mortgage size of 500K to 1M in Singapore, assuming 3% loan interest and 30 year tenure, you’d be paying between 250K to 500K in interest to your bank if you just stuck to your loan repayment schedule?! That’s about half your original loan amount that you will pay in interest! People just don’t notice it because they just consider their monthly repayments of 2.5K to 5K and see if they can afford it month by month.
No wonder the banks make so much money!
Anyway I’m not here to educate anyone or advocate anything, and having a longer loan tenure allows people to afford more now with their future earnings. I’d have to take another loan too if I were to buy my second property. I’m just being happy for myself that’s all. Yay little wins!
Now to aim for bigger things ahead.
Suffice to say 2025 has begun well. Let’s hope it gets even better!
Let’s go!
Huat ah!!!
You know I’ve been fawning over owning a Tesla Model Y for more than a year now.
Despite Elon’s stupid attention seeking antics in the past, I’ve never really bothered much nor let it affect my endearment for a Tesla car.
Even him buying Twitter and using it as a mouthpiece for his stupid thoughts and gaslighting ideas, I’ve not let it affect my wants.
Until now.
First his recent Nazi salute at Donald Trump’s post inauguration event.
Then he did it again.
And now he appears at Germany’s far right party, the one closest to being a Nazi party, to lend his support.
It just doesn’t sit right with me, and from the looks of it, many other people as well. That German Nazi party is a lot of things wrong with the world today. Maybe the world had gone too woke, too liberal. But the way Trump swept the US polls and inspired the swing to the right, is equally scary and ridiculous. Suddenly people are promoting male Alpha conservative lifestyles again, where women are overly subservient to men. Suddenly no one believes in science or facts anymore and can spout nonsense and blatant lies as the truth. Suddenly being always the victim is the way to explain all misgivings in the world.
It is very concerning and I do fear what is to come of the world in the next few years, under the Trump administration. Hopefully it is all bluster and not too much damage is done, but you never know, the world doesn’t need another Putin or Kim Jong Un.
God bless us all!
Anyway back to Tesla. People are now appearing to revolt against Tesla and for good reason.
I’m even wondering if TSLA is worth a short sell now.
And yes I’m not aiming to buy a Tesla Model Y anymore.
Good riddance.
Donald Trump is inaugurated as the 47th President of the United States of America tonight.
A new era has begun.
One that promises a lot of fireworks globally.
Let’s see what will happen in the next four years.
No doubt there will be very radical changes and volatility in the world.
God bless us all.
Mega financial update to come soon!
Can’t wait and it is just great news.
HUAT AH!
Here’s my main goal for 2025 on this financial front.
Zero berserker rages for 2025!
Lets go!